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TimmyMagic
Forum Member
| Joined: | Wed Aug 16th, 2006 |
| Location: | Bedford, England |
| Posts: | 5733 |
| Occupation: | IT bod | | My bikes: | CCM R30S |
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Posted: Wed Aug 6th, 2008 06:49 pm |
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Anyone found decent cover for their bike anywhere other than Bennetts, Carole Nash or eBike?
Policy is up for renewal later this month and so far the scores are...
Carole Nash £183-93 (first offer through post so I hope to get this down a bit)
Bennetts £187-00
eBike £115-00
All include breakdown and legal cover.
EDIT: Just got an online quote at Carole Nash and it came out at £156-80. Cheaper than the one they sent through the post!!!
Last edited on Wed Aug 6th, 2008 07:05 pm by TimmyMagic
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Supermoto: Mirror, Signal, Sliiiiiide....
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paulmc
Forum Member
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Posted: Wed Aug 6th, 2008 07:04 pm |
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| Policyshop have been good to me in the last 3 years and i get protected no claims, give um a try tell them what you have been offered else where
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eddieknocker
Forum Member
| Joined: | Sat Sep 8th, 2007 |
| Location: | LONDON, United Kingdom |
| Posts: | 1345 |
| Occupation: | Tv . | | My bikes: | er6n - best naked 600 ever |
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Posted: Wed Aug 6th, 2008 10:31 pm |
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Yea cheers timmy - just wind me up with your ultra low quotes - i'm 700 fully comp ya bastid! 
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I have reached my personal safety nirvana and can relax....hmmm my boots aren't made of titanium are they??? DAMMIT!!!
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boicey
Forum Member
| Joined: | Wed Apr 23rd, 2008 |
| Location: | The Shire Of Stafford |
| Posts: | 75 |
| Occupation: | | | My bikes: | 08 Speed Triple. |
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Posted: Wed Aug 6th, 2008 10:47 pm |
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Through MCE. Underwriters are NIG. £320 quid fully comp on my brand new Speed Triple. Not alarmed. Just Garaged. And im 30 years old with full no claims living on West Mids / Staffs border. That includes breakdown and euro cover too!
Try Confused or Moneysupermarket.
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Thats no moon . . . its a space station!
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TimmyMagic
Forum Member
| Joined: | Wed Aug 16th, 2006 |
| Location: | Bedford, England |
| Posts: | 5733 |
| Occupation: | IT bod | | My bikes: | CCM R30S |
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Posted: Wed Aug 6th, 2008 11:08 pm |
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eddieknocker wrote: Yea cheers timmy - just wind me up with your ultra low quotes - i'm 700 fully comp ya bastid!
That's cos I'm an old fucker!!!
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Supermoto: Mirror, Signal, Sliiiiiide....
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Trumpetman21
Forum Member
| Joined: | Fri Oct 20th, 2006 |
| Location: | Manchester, United Kingdom |
| Posts: | 855 |
| Occupation: | Vagabond | | My bikes: | CBR600F4 |
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Posted: Thu Aug 7th, 2008 09:03 am |
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| I always find Motorcycle Direct are cheapest for me.
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"Existence is never so sweet as when it is at hazard."
Winston Churchill, February 1900.
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chelle6
Forum Member
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Posted: Fri Aug 8th, 2008 12:29 am |
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I just got a fantastic quote 
last year i was paying nearly £700 for me and HoTF F/C on the hornet with no NCB this was with Bennetts, this year it was even more, so went online and finally got a quote for under £400 (thats including paying by instalments) I got 93 days european cover, 100k legal cover, £1,500 helmet and leather cover, 1 yr NCB, 3rd party to ride any other bike, both of us FC on it, pillion cover and business class 1 insurance. Plus the 250 excess is guaranteed, so if i make a claim, i pay it and they re-imberse me. So thats a saving of 300 quid and one happy bunny. I went though Swinton. give them a call. good luck, its a biker market out there, there is series competition and i had companies calling me and trying to better the quotes i had been getting but it was all sorted in less than 24 hours.
i went online first, tescos got me 10 cheap quotes and it went from there, they started contacting me and the competition began
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chaos, truth and destruction, my work here is done
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eddieknocker
Forum Member
| Joined: | Sat Sep 8th, 2007 |
| Location: | LONDON, United Kingdom |
| Posts: | 1345 |
| Occupation: | Tv . | | My bikes: | er6n - best naked 600 ever |
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Posted: Fri Aug 8th, 2008 04:58 am |
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Fuckin bennets - was cheaper to go in as a new customer than they upgrade me to fully comp - how mental is that???
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I have reached my personal safety nirvana and can relax....hmmm my boots aren't made of titanium are they??? DAMMIT!!!
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Trumpetman21
Forum Member
| Joined: | Fri Oct 20th, 2006 |
| Location: | Manchester, United Kingdom |
| Posts: | 855 |
| Occupation: | Vagabond | | My bikes: | CBR600F4 |
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Posted: Fri Aug 8th, 2008 08:22 am |
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I find that if you stay with the same insurance company for over 2 years they seem to take you for granted & rip you off.
Just renewed the car insurance - got it for £100 less through another broker with the same insurance company than what they wanted for the renewal direct.
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"Existence is never so sweet as when it is at hazard."
Winston Churchill, February 1900.
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nickwiz
Forum Member
| Joined: | Wed Sep 26th, 2007 |
| Location: | Brum, United Kingdom |
| Posts: | 1175 |
| Occupation: | lay about | | My bikes: | Triumph Daytona 955i se |
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Posted: Fri Aug 8th, 2008 02:22 pm |
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| Carole Nash, not the cheapest but Their breakdown cover is good and I have a multi bike policy with them which other ins don't seem to do. i might try Footman James next time as I get a discount with them for being a VMCC member.
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It takes a better rider to make an old bike go fast than a modern bike go slow.
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workshirk
Forum Member
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Posted: Sat Aug 9th, 2008 07:59 pm |
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Carole Nash; cheap but when it comes to paying out...
When my bike got nicked they took three months to pay up and even gave me the ins underwriter's number so I could chase it up myself! Then they openly admitted that bike payouts are never as fast as cars because; "it's not like you need a bike for work or anything is it?" 
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nickwiz
Forum Member
| Joined: | Wed Sep 26th, 2007 |
| Location: | Brum, United Kingdom |
| Posts: | 1175 |
| Occupation: | lay about | | My bikes: | Triumph Daytona 955i se |
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Posted: Sat Aug 9th, 2008 11:25 pm |
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| that aint good
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It takes a better rider to make an old bike go fast than a modern bike go slow.
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PaulR
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| Joined: | Fri Dec 8th, 2006 |
| Location: | United Kingdom |
| Posts: | 8404 |
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Posted: Sun Aug 10th, 2008 02:16 am |
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workshirk wrote: Carole Nash; cheap but when it comes to paying out...
When my bike got nicked they took three months to pay up and even gave me the ins underwriter's number so I could chase it up myself! Then they openly admitted that bike payouts are never as fast as cars because; "it's not like you need a bike for work or anything is it?"
Conversely, when I had a claim through Carole Nash in January this year it was settled within ten working days, and my claims handler there helped me get the initial offer from the insurance company (remember, Carole Nash are a broker, they aren't the actual insurer) increased by 20%.
And that related to the writing off of just one of the three bikes on my multi-bike policy with them, so clearly I didn't need that bike for work.
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BurningGiraffe
Forum Member
| Joined: | Mon Apr 30th, 2007 |
| Location: | Bournemouth, United Kingdom |
| Posts: | 72 |
| Occupation: | trainee despot | | My bikes: | Husqvarna TE450, HondaSLR650 |
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Posted: Mon Aug 11th, 2008 09:25 pm |
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Got my renewal from Carole Nash following an accident in January: £480. Devitt gave me better cover for £320. Bloody marvellous. Avoid Bennetts though. Bunch of robbing bastards. Feel free to send me the £230 you owe me any time guys.
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It's never too late to REALLY fuck things up.
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Reverend Gixxer
Forum Member
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Posted: Tue Aug 12th, 2008 08:52 am |
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When I bought a Ducati Monster I found Ducati's own insurance to be the best. Later when I traded it in for the GSXR, Ducati's insurance company were still the cheapest. Had a very sweet conversation with them along the lines of "ooh, you do know you'll be going up by several groups in insurance, I do feel I should warn you..."
Me: "Just gimme the quote."
Insurer: "I'm afraid this will increase your premium by around £90"
Me: "Where do I sign?"
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chelle6
Forum Member
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Posted: Tue Aug 12th, 2008 12:38 pm |
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eddieknocker wrote: Fuckin bennets - was cheaper to go in as a new customer than they upgrade me to fully comp - how mental is that???
LOL, that sounds about right EK, before I actually went ahead and agreed to the Swinton deal I phoned Bennetts to see if they could do any better than the quote they gave me originally or the one i had from swintons, when i gave the lad on the other end of the phone the swinton deal he replied with, no chance, shall i cancel your renwal then?
......and to top it off I got back from Loonydon yesterday and there was another quote from Bennetts, and it was another 150 more than the original quote which makes it more than 400 quid more than I am now gonna be paying
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chaos, truth and destruction, my work here is done
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FishFace
Forum Member
| Joined: | Thu Nov 2nd, 2006 |
| Location: | Way North |
| Posts: | 149 |
| Occupation: | Dreaming | | My bikes: | Boxercup, Duke II |
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Posted: Wed Aug 13th, 2008 10:13 pm |
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Directchoice were cheapest for me but you never know how "good" an insurance company is until you have a claim, Tesco's was the worst experience I have ever had with any insurance company.
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Trumpetman21
Forum Member
| Joined: | Fri Oct 20th, 2006 |
| Location: | Manchester, United Kingdom |
| Posts: | 855 |
| Occupation: | Vagabond | | My bikes: | CBR600F4 |
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Posted: Thu Aug 14th, 2008 07:55 am |
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FishFace wrote: Directchoice were cheapest for me but you never know how "good" an insurance company is until you have a claim, Tesco's was the worst experience I have ever had with any insurance company.
Conversely, I found Motorcycle Direct to be absolutely superb in that respect.
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"Existence is never so sweet as when it is at hazard."
Winston Churchill, February 1900.
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dooley
Forum Member
| Joined: | Sat Jun 2nd, 2007 |
| Location: | London, United Kingdom |
| Posts: | 4009 |
| Occupation: | 3rd rate shamus | | My bikes: | CBF600CTDi |
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Posted: Thu Aug 14th, 2008 11:01 am |
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this is like that "favourite nazi" thread i started
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Before I go insane
Before I break down
And get gone again"
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willis
Forum Member
| Joined: | Fri Sep 29th, 2006 |
| Location: | Brighton, United Kingdom |
| Posts: | 69 |
| Occupation: | Finance | | My bikes: | Triumph Tiger 1050 ABS |
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Posted: Fri Aug 15th, 2008 10:43 pm |
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| Not tesco but tesco compare http://www.tescocompare.com/motorbike.shtml it gives the best poss quotes (rarely tesco's own) AND found me one through Equity Red Star and Norwich Union that gave me a NCB accelerator which meant if I could prove I had 5 years NCB on my car they'd give me 3 year NCB for the bike - which was nice as I only had 1 year NCB racke dup so far on the bike. No, I didn;t have to move my car policy and no it wouldnt affect my car policy at all. Great service IMHO.
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